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Renters Insurance

You might think that if you do not own a condo or a home then you do not need renters insurance. However, the truth is that when a disaster strikes it does not matter if you rent or if you own your home. Remember that your landlord's insurance policy does not cover your personal property such as clothes, furniture, TV etc. Renters insurance covers you in an event of loss caused by many different perils such as fire, hail, theft, vandalism etc. If an unfortunate event occurs, just think about how much it is going to cost you to buy new clothes, jewelry, accessories or furniture. Moreover, at an additional cost renters insurance will also cover things like an engagement ring, antiques, furs or any other valuables you may own. Last but not least, by bundling your auto with renters insurance you will receive more discounts.